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​Medicare Cost-Savings Programs

Help is available for beneficiaries who meet certain income and resource limits in paying for Medicare premiums, deductibles, coinsurance, copayments, and prescription drug costs through Pennsylvania's Medicare cost-savings programs. Pennsylvanians can also reduce out-of-pocket costs by receiving preventive care services, covered by Medicare at a low or no cost.

If your household size or financial situation have changed,  or if you are a legal guardian of a grandchild(ren) or other kinship guardian, you may be eligible for Medicare Savings and Extra Help programs. You can reapply even if you’ve been denied in the past.

Extra Help

Extra Help helps pay for prescription costs, premiums, deductibles, and coinsurance of Medicare prescription drug coverage for qualified beneficiaries. It is also known as the Part D Low-Income Subsidy (LIS).

Medicare Savings Program (MSP)

Medicare Savings Program helps pay for Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if a beneficiary meets certain conditions. It is also known as the Medicare Buy-In Program.

Medicare Preventive Services

Early detection and treatment of health conditions can help reduce medical costs and maintain health. Many preventive care services are covered at a low or no cost. Talk to your doctor about preventive services available to you through Medicare. 

Getting Started

A PA MEDI Counselor can help you determine your eligibility and apply for these Medicare cost-savings programs.  

To contact a PA MEDI Counselor call:

The Pennsylvania Medicare Education and Decision Insight (PA MEDI) program offers free and confidential Medicare counseling to Medicare beneficiaries and those nearing Medicare eligibility. 

PA MEDI Counselors are specially trained to answer your questions, and provide you with objective, easy-to-understand information and assist you with determining eligibility and applying for Medicare cost-savings benefit programs.